Frequently Asked Questions
Learn more about what we do
Frequently Asked Questions
Learn more about what we do
No. There are no upfront costs. Credit Vision’s fees are charged only after settlement and are a percentage of the debt you signed up with. You only pay when your debt is resolved.
Missing a payment will make the program take longer to complete. If you cannot make your monthly payment, please let our team know as soon as possible so we can help you find a solution.
It’s possible, but difficult. Our team can help you through the process and we can sometimes even save you thousands more than if you tried to fix your debt alone.
Yes. Starting the program will affect your credit in the short term. But any current debts you have already affect your credit, and by completing our program you can build an even better credit score than before.Â
When your account is ready, our team will work on getting you a settlement. This usually starts around your 5th, 6th, or 7th month in the program.
This is different for each person. Our team will create your program based on your situation. On average, the program takes 2 to 4 years.
Do you have debt? Are you making low or minimum monthly payments? Do you want help becoming debt free? Then the Credit Vision program may be perfect for you. Contact us to find out more.
A third-party company will hold your account and help you make the payments to settle your debt. Your account will be in your name, can only be used with your permission, and is FDIC-insured.
It is best not to use credit cards during the program to make sure you don’t get into more debt. But you can have 1 credit card outside of the program for emergencies only.
